Paying for care

The assessment carried out by the local authority will include a means test which will take into account your income and savings. For care in the home they will not take into account the value of your property.

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Certain types of income, such as money from certain disability benefits and pensions, may not be counted in the means test. This is the same for certain types of capital. All other income and capital can be taken into account.

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If all your eligible income is taken into account in your means test, your income mustn't fall below a set level, known as the minimum income guarantee. This is £228.70 per week if you’re single and above State Pension age, and £174.60 if you're part of a couple where one or both of you have reached State Pension age.

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There are capital levels that may trigger what you must pay

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Over £23,250 

You have to pay your own fees as a 'self-funder'.

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Between £14,250 and £23,250

You qualify for financial support from the council and pay a contribution from your income – such as pensions – plus a 'tariff income' based on your capital.

 

This 'tariff income' is worked out by assuming you have an extra £1 per week in income for every £250 (or part of) you have between £14,250 and £23,250 in capital.

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Less than £14,250

The council provides financial support and you will still contribute from your income, but you won't have to pay a tariff income.

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If you’re eligible for financial support to pay for homecare, your local council can arrange homecare services for you. Alternatively you can choose to receive direct payments and arrange homecare yourself.

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To learn more about receiving funding from local authorities please click on the tab below

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If you’re eligible for financial support to pay for homecare, your local council can arrange homecare services for you. Alternatively, you have the right to choose to receive direct payments and arrange homecare yourself. If this is your preferred option please get in contact with us.

 

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This information is correct as of June 2024.